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PAK-QATAR General Takaful > Products > Hajj & Umrah Takaful |
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Hajj & Umrah Takaful
Hajj & Umrah Travel Takaful has been tailored to offer you round the clock personal
accident Takaful cover that fits your needs by providing you and/or your family
a comprehensive coverage for;
- Accidental death and all the emergencies,
- Accidental disablement
- Accidental medical treatments,
- Emergency evacuation,
- Loss of baggage and passport,
- Prepatriation of mortal remains
on a very nominal contribution in order to make your journey stress free.
Notes:
- Family coverage will include the participant spouse and upto 3 children
below 18 years of age
- 50% of accidental death and permanent total disability limit for the spouse and 25%
of the same for children
- 50% of all limits for customers between 65 and 70 years of age
- Contributions are inclusive of all taxes and stamp duty
- Endorsement is possible before the effective date
Benefits Detail
| COVER |
PLAN 'A' |
PLAN 'B' |
PLAN 'C' |
| |
PKR |
PKR |
PKR |
| ACCIDENTAL DEATH |
275,000 |
550,000 |
825,000 |
| PERMANENT TOTAL DISABLEMENT
|
As per scale of benefits
|
| MEDICAL EXPENSE |
27,500 |
55,000 |
82,500 |
| EMERGENCY EVACUATION |
75,000 |
75,000 |
75,000 |
| REPATRIATION OF MORTAL REMAINS |
50,000 |
50,000 |
50,000 |
| LOSS OF PASSPORT |
15,000 |
15,000 |
15,000 |
| LOSS OF BAGGAGE |
10,000 |
20,000 |
30,000 |
|
Contribution Table
| Coverage Period |
Plan A |
Plan B |
Plan C |
| |
Self |
Family |
Self |
Family |
Self |
Family |
| 7 days |
450 |
765 |
650 |
1,125 |
1,100 |
1,900 |
| 14 days |
765 |
1,250 |
1,125 |
1,850 |
2,025 |
3,500 |
| 21 days |
990 |
1,575 |
1,450 |
2,475 |
2,450 |
4,050 |
| 40 days |
1,575 |
2,050 |
2,250 |
2,800 |
4,150 |
5,850 |
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General Policy Exclusions
| 1. |
Any medical expenses incurred as a result
of a pre-existing conditions. |
| 2. |
Any treatment or expenses related to childbirth, miscarriage
or pregnancy. This exception shall not apply to any abnormal
pregnancy or complications within the first 24 weeks. |
| 3. |
Any expenses incurred as a result of a self-inducted
injury, suicide, drug addiction or abuse, alcohol abuse,
or sexually transmitted diseases. |
| 4. |
Any expenses related to the User engaging in the commission
of an unlawful act. |
| 5. |
Death or bodily injury directly or indirectly due to
resulting from war, invasion, act of foreign enemy, hostilities,
war like operation (whether war declared or not), civil
war, rebellion, revolution, terrorism, insurrection, military
or usurped power, riot or civil commotions. |
| 6. |
Loss or damage to the Participant’s passport
as a result of confiscation or detention of customs, police
or any other authority. |
| 7. |
Loss which is not reported to the appropriate police
authority within 24 hours of the discovery of the loss,
and in respect of which an official report has not been
obtained. |
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