Marine Takaful

Pak Qatar General Takaful ensures complete peace of mind that your valuable cargo is protected from any unusual hazards on Shariah compliant guidelines. Our Marine Takaful products cater to the needs of different businesses such as traders, shipping agents, courier services, and transport related companies. Marine Cargo is extended for losses /damages pertaining to cargo / freight carried on the vessels, aircraft or road transportation. We provide all risks coverage as well as tailor made products depending upon the needs of our clients.

Marine Cargo

This products covers loss of or damage to cargo whilst in transit by Sea/Air and rail/road; in case of:

Import/Export and Inland Transit:

These policies include:

• Marine Imports
  All trading businesses linked with goods imports are covered under this policy. These may vary from raw material to finished goods. Our policy is accepted at all financial institutions for the purpose of Letter of Credit.
  1. All Risks as per Institute Cargo Clause ‘A’
  2. Institute Cargo Clause ‘B’
  3. Institute Cargo Clause ‘C’
  
• Marine Exports
  All trading businesses linked with goods exports are covered under this policy. These may vary from raw material to finished goods.
  1. All Risks as per Institute Cargo Clause ‘A’
  2. Institute Cargo Clause ‘B’
  3. Institute Cargo Clause ‘C’
  
• Marine Inland Transit
  We comprehensively cover movement of all kinds of raw material, finished goods and other items pertaining to the business of our clients under the Marine Inland Transit policies. These policies have been designed to cater for damage to cargo during domestic transit, whether by Road/Rail or by Air. Clause “A” provides the widest and most comprehensive cover while clause “C” provides the narrowest scope of coverage.

Exclusions

• Cargo that has been abandoned or rejected by customs.
• Any damage or loss that exceeds the policy limits.
• Loss resulting from faulty packing. 
• Damage arising out of any inherent faults of the goods, etc.

Contribution Payment Procedure

• The contribution payment shall be made by cheque or pay order in favor of “Pak Qatar General Participant Takaful Fund” mentioning the name and PMD number at the back of payment instrument.

Claim Reporting Process

• To report a claim, contact Claims Department Head Office – Pak Qatar General Takaful Limited or nearest Branch via phone/fax/email or letter immediately. 
• Also, local Law Enforcement Agencies shall be reported on urgent basis (if applicable).
• Participant shall complete the claim form and furnish other requisite documents for prompt processing of claim.
• Claim Hotlines:
  Karachi : 0315-2005017
  Lahore : 0315-2005018
  Islamabad : 0315-2005019
  Faisalabad : 0315-2005020
  claims@pakqatar.com.pk