Motor Takaful

Vehicles are a necessity as well as an asset, for personal as well as commercial purposes. Our Motor Takaful offers comprehensive and customized coverage for private and commercial vehicles, protecting your assets against liabilities incurred as a result of traffic accidents. Our comprehensive Motor Takaful provides maximum coverage against theft, accidental damage and third party liability with innovative features and hassle free pre- and post-Takaful processing. Our Motor Takaful is packaged with the following top-of-the-line features:

• GSM-based car tracking
• Competitive pricing
• Proficient claim staff
• Dedicated claim hotlines
• Limited claim settlement time
• Credit facility at all major workshops

The cover provides for losses or damages due to:

• Accidental mean, fire, external explosion, self-ignition
• Lightening, flood
• Theft and burglary
• Malicious act
• Whilst in transit (Road and Rail)
• Terrorism, riots and strike

We also cover Third Party Liability in the following instances:

• Property Damage
• Bodily Injury
• Death

Contribution Payment Procedure:
Contributions are to be paid at the time of the membership’s inception. The procedure for payment of contributions is as follows:

• After acceptance of the proposal, a temporary cover note is issued to the participant while risk inspection survey is carried out if required.
• Upon successful inspection, the Participant’s Membership Document (PMD) is issued to the participant along with the billing receipt.
• The participant is required to pay the contribution within 15 days of receiving the receipt.
• The contribution is to be made via cheque or pay order in favor of “Pak-Qatar Genera Takaful Fund”, mentioning the name and PMD number at the back of the cheque.

Claims Reporting Procedure:
The claims management body follows standardized procedures and is available round the clock for assistance and prompt service delivery to Participants.

• Contact the Claims Department at PQGTL Head Office via phone/email/fax/letter as soon as possible.
• Notify the local law enforcement agency promptly.
• Complete the Claims form and other related documents for timely processing of claims. Valid PMD is a prerequisite for entertainment of claims.
• Claims notification can be carried out on the following numbers:

1. Head Office, Karach Mr. Rashid Shah Khan: 0315-200501
2. Lahore Office Mr. Abdul Hameed/Mr. NasirShahzad: 0315-200501
3. Faisalabad Office Mr. Adnan/Mr. Mansoor Shams: 0315-2005019
4. Islamabad Office Mr. NasirNoman/Mr. SaqibGhafoor: 0315-2005020

Claim Documents:
The following documents need to be presented for prompt Claims processing:

• Copy of valid CNIC
• Copy of valid driver’s license
• Police F.I.R. (in case of theft)