Motor Takaful

Vehicles today have become a necessity, for both personal and commercial needs. They have, in essence, become valuable assets to us which require protection. PQGTL Motor Takaful offers comprehensive coverage for private and commercial vehicles. The vehicle is protected for losses incurred as a result of traffic accidents and liabilities that could incur due to accident. The business is enriched with valued clientele and duly competent staff at the backend for best service provisions.

Coverage
Pak Qatar’s comprehensive Motor Takaful policy gives you the maximum coverage against theft, accidental damage and third party liability inclusive of Terrorism coverage with greater benefits, innovative features and hassle free post and pre takaful processing. The major scope of our cover includes accidental external means, fire external explosion, snatch and theft, malicious act, riot and strike damage and natural calamities. Terrorism and Third Party liability i.e., Property Damage, Bodily Injury and Death are additional features of the policy. The package also includes Satellite Tracking system arranged through reputable Tracking companies for round the clock surveillance of your vehicle.

After the acceptance of proposal by the client, the temporary cover note is issued to the client and risk inspection survey is instructed (used vehicles).

Main Features:

• Loss or damage due to:
  Accident, fire, external explosion, self-ignition
  Lightening, flood
  Theft and burglary
  Malicious act
  Whilst in transit (Road and Rail)
  Terrorism, riot and strike
  
• Third Party Liability
  Property damage
  Bodily injury
  Death
  
• Special Features
  Satellite car tracking device
  Competitive pricing
  Proficient claim staff
  Dedicated claim hotlines
  Minimum claim settlement time
  Credit facility at all major workshops across the country
  
• Main Exclusions
  Loss due to mechanical or electrical breakdown
  Loss outside geographical jurisdiction of Pakistan
  Vehicle used for other purposes (Commercial/Rent)
  Consequential loss depreciation wear and tear

Contribution Payment Procedure

• The contribution payment shall be made by cheque or pay order in favor of “Pak Qatar General Participant Takaful Fund” mentioning the name and PMD number at the back of payment instrument.

Claim Reporting Process

• To report a claim, contact Claims Department Head Office – Pak Qatar General Takaful Limited or nearest Branch via phone/fax/email or letter immediately. 
• Also, local Law Enforcement Agencies shall be reported on urgent basis (if applicable).
• Participant shall complete the claim form and furnish other requisite documents for prompt processing of claim.
• Claim Hotlines:
  Karachi : 0315-2005017
  Lahore : 0315-2005018
  Islamabad : 0315-2005019
  Faisalabad : 0315-2005020
  claims@pakqatar.com.pk

Claim Documents:

• Copy of valid CNIC
• Copy of valid driver’s license
• Police F.I.R. (in case of theft/Snatch/Major Accidents)
• Copy of Registration Book