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INDIVIDUAL TAKAFUL

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Family Sehat

Our health is subject to multiple risks in today’s fast-paced lifestyle. To commit to the good health of our family and ourselves, it becomes essential to protect yourself by investing in a reliable health plan that includes medical outlay, laboratory test costs, medication, hospitalization costs, including critical illness. Healthy lifestyle is the key to a happy life, and one must be prepared to tackle health-related problems as and when they occur. Pak-Qatar’s FAMILY SEHAT is the solution to all such needs.

BENEFITS OFFERED

Following Takaful Benefits are offered under this Plan;

  • Hospital Care Benefit
  • Critical Illness Benefit (Optional)
  • Complimentary Benefits

ELIGIBILITY CRITERIA

You, your spouse, your children and your parents can be covered under this Plan. Following age limits shall apply:

  • 91 days to 25 years for children
  • 18 Years to 59 Years for others

PRE-EXISTING CONDITIONS COVERAGE

Pre-Existing Condition (PEC) means any injury, disease, illness, condition or symptom for which treatment, or medication, or advice, or diagnosis has been sought or received (even if no treatment is provided) or was foreseeable prior to the Membership Commencement Date.

Disclosed and accepted Pre-Existing Conditions are covered under Hospital Care Benefit starting from 91st day and up to limits specified in the table;

Year Lower Of
1 20% of covered expenses 20% of Hospital Care Limit
2 40% of covered expenses 40% of Hospital Care Limit
3 60% of covered expenses 60% of Hospital Care Limit
4 80% of covered expenses 80% of Hospital Care Limit
5 + 100% of covered expenses 100% of Hospital Care Limit

MAJOR EXCLUSIONS:

Expenses related to routine check-up, OPD, vaccinations, corrective/cosmetic surgeries, external implants, dental treatment, experimental treatments, infertility, sterilization, HIV or other STDs, self-inflicted injuries, congenital illnesses, psychiatric disorders, injuries as a result of participation in dangerous sports and criminal acts, elective overseas treatments, cost of hospital negligence, non-medical hospital expenses etc. will not be covered.

NOTE:

  • This product is underwritten by Pak-Qatar Family Takaful Limited.
  • Information provided in this brochure is for illustrative purposes only. Actual terms and conditions of the Plan are given in policy document.

Form Download For Family Sehat

FOR MORE DETAILS, PLEASE CONTACT PAK-QATAR FAMILY TAKAFUL LIMITED:

Phone: 021 34311747-56 : 021-111-TAKAFUL (825238)

Email: family.sehat@pakqatar.com.pk