Mahana Bachat & Takaful Plan
Investment Linked Takaful Product
Shariah Compliant Competitive Return with Takaful Coverage
- Superior Returns on your Investment in this Plan, compared to keeping money in Bank Accounts.
- No lock-in period.
- No penalties on withdrawal or surrender.
- Seamless access through our online portal.
- Complimentary natural death coverage: PKR 10 Million or 2-multiple of the last 3 months average cash value, whichever is lower.
- Complimentary accidental death coverage: PKR 20 Million or 4-multiple of the last 3 months average cash value, whichever is lower.
- Complimentary permanent accidental disability coverage: PKR 10 Million or 2-multiple of the last 3 months average cash value, whichever is lower.
- Complimentary accidental medical expenses coverage: PKR 1 Million or 20% of last 3 months average Cash Value, whichever is lower.
- Option to withdraw profit on a monthly, quarterly, semi-annually or annually basis.
Value Added Services:
- 20% Discount on “Family Sehat Plan” (Health Card for Individuals).
- Motor Takaful at 1.35% of Coverage Value (For 2 vehicles).
- 25% Discount on Travel Takaful for Individuals.
- 20% Discount on House Takaful for Individuals.
- Enhanced Life Coverage is available on discounted rates from 0.1% to 1% of the intended amount of coverage, subject to Medical Underwriting, if necessary.
All figures in PKR
- Returns are subject to State Bank of Pakistan (SBP) Policy Rate.
- Accidental Takaful Coverage will start after 15 days from commencement of membership.
- Natural Life coverage will start after 6 months from commencement of membership.