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INDIVIDUAL TAKAFUL

Home > INDIVIDUAL TAKAFUL > Mahana Bachat & Takaful Plan

Mahana Bachat & Takaful Plan

Investment Linked Takaful Product

Shariah Compliant Competitive Return with Takaful Coverage

Key Features:

  • Superior Returns on your Investment in this Plan, compared to keeping money in Bank Accounts.
  • No lock-in period.
  • No penalties on withdrawal or surrender.
  • Seamless access through our online portal.
  • Complimentary natural death coverage: PKR 10 Million or 2-multiple of the last 3 months average cash value, whichever is lower.
  • Complimentary accidental death coverage: PKR 20 Million or 4-multiple of the last 3 months average cash value, whichever is lower.
  • Complimentary permanent accidental disability coverage: PKR 10 Million or 2-multiple of the last 3 months average cash value, whichever is lower.
  • Complimentary accidental medical expenses coverage: PKR 1 Million or 20% of last 3 months average Cash Value, whichever is lower.
  • Option to withdraw profit on a monthly, quarterly, semi-annually or annually basis.

Value Added Services:

  • 20% Discount on “Family Sehat Plan” (Health Card for Individuals).
  • Motor Takaful at 1.35% of Coverage Value (For 2 vehicles).
  • 25% Discount on Travel Takaful for Individuals.
  • 20% Discount on House Takaful for Individuals.
  • Enhanced Life Coverage is available on discounted rates from 0.1% to 1% of the intended amount of coverage, subject to Medical Underwriting, if necessary.

All figures in PKR

Note:

  • Returns are subject to State Bank of Pakistan (SBP) Policy Rate.
  • Accidental Takaful Coverage will start after 15 days from commencement of membership.
  • Natural Life coverage will start after 6 months from commencement of membership.